Wednesday, February 29, 2012

If UPS can survive with the government providing the US Postal Service?

Then why can't private health insurance survive along side a much less expensive government health insurance option.If UPS can survive with the government providing the US Postal Service?
Just proves that the anti-healthcare scare tactics are unfounded. A public option would not limit your choice of health care provider.
The government does not make you use the U.S. Postal Service, at least not yet.

If you say the government will let us keep the coverage we have, you need to read the bill a bit closer.



"Protecting The Choice To Keep Current Coverage," the "Limitation On New Enrollment" section of the bill clearly states:



"Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day" of the year the legislation becomes law.



So we can all keep our coverage, just as promised 鈥?with, of course, exceptions: Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers.If UPS can survive with the government providing the US Postal Service?
We didn't always have private health insurance. It started on a mass scale only after the hospitals almost went broke in the great depression so in 1939 they got together and formed blue cross. If a persn who became sick couldn't pay the $100, $50 or $250... perhaps most people could pay $5 a month when they weren't yet sick Most people didn't need the hospital most the time. Since no one sold insurance at the time, th blue cross and blue shield had the field all to themselves, and so they could take all comers at a low premium without underwriting for isk because even if they charged 200% of risk, the cost was so low that most everyone found the cost so low that most low risk people bought the blue cross.



This all started to change in the 1980s when insurance companies realised they could go after he mass market community rated business that the Blues had. They took all the low risk healthy youngsters and cut prices to beat the Blues.



With health underwriting and two way voluntary insurance [voluntary meant that neither the insurer nor the insured were obligated to sell nor buy insurance] low risk types pay low premiums and sick people could only find insurance at $1000 per month or more.



This meant that insurance companies were now suspicious of individuals who asked for insurance. A very high percentage of them would be sick. Thus this means that even healthy people cannot buy insurance individually.



This means that only group insurance where purchase was mandatory regardless of health could theinsuance company be assured that the risk pool is not full of sick people.



This is why any reform must require all people to have insurance -- regardless of whether they are healthy
the Post Office last year lost 2 billion dollars because the private companies like Fed Ex and UPS are better at what they do. If private health insurance companies lost money at that rate they would go out of business because the Govt can always get more money by force.If UPS can survive with the government providing the US Postal Service?
the us postal service is in the red and runs very inefficiently. i know this because my wife worked for 10 years at the post office. they waste money like every government run program



thumbs down? are you serious? the post office has lost money for a long time. and anybody with a brain know that it is a fact most if not all government agency are wasteful. i suggest you turn of the tube and try reading. know the facts before you spuw your loon crap
A- It won't be less expensive.



B- They will outlaw private individual healthcare policies.



The government does not want the competition.



You will get on waiting lists and you will wait for bureaucrat approval for medical care. Older people will be allowed to die.
Funny how people think the government wastes money! The government has never spent a cent- We just put in circulation.I know my 75 thousand plus benfits for 2080 hours a year is money well spent,and I spend it and benefit the economy.
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