Saturday, February 25, 2012

If government health insurance will push out private health insurance, why didn't the postal service push out?

UPS, DHL, and FedEx?If government health insurance will push out private health insurance, why didn't the postal service push out?
When i was 17 i worked for FedEx and UPS as a package handler. You should have seen what we did to peoples packages.
Those are not equivalent situations.



In health insurance, the government can offer plans with lower premiums because it has the power to force medical providers to accept lower payments for services than the private health insurers can negotiate with the same providers. Even today, the underpayments by government insurance plans are offset by private insurers being overcharged for services.



Also, because the government is forcing them to take in all applicants, while capping premium costs, they are setting those companies up to eventually go bankrupt, or have to charge people a lot because they do not have the ability to play accounting games like the government can and does.



Also, through government accounting trickery, the people and agencies who will be needed to provide support for the insurance may not be included in the cost of the premiums, but can be hidden and covered by other agencies' funding. A private company has to pay for every single employee it has.



Regarding the Post Office, those companies provided services that the USPO could not equal in performance, cost or quality. And, unlike with the medical industry, their costs did not have to cover the underpayment by the government.If government health insurance will push out private health insurance, why didn't the postal service push out?
I think there is always going to have a "private health insurance industry" but how big it is and how much of a role it plays in health care remains to be seen.



Even if the Government implements a single payer system. I think you will see those who can afford it buy a supplemental coverage that goes beyond what the single payer system provides.



Or possibly buy private policies that are just generally better.



I can almost guarantee you will see this happen unless it's made to be "illegal". There will be people who wont want to wait to receive health care (which will happen with a single payer system). I think a doctor or private practice will be more inclined to provide care to someone who has a private insurance that pays better.
UPS, DHL and FEDEX cannot compete on first class mail. They will not agree to go to every house in america every day for less than 50c a letter. AMTRAK was also cut out as a subsidy to take the non-profitable passenger rail duties away from the profitable railroad freight operations. Government only steps in when private industry will not or cannot provide necessary services to everyone.



But if I had designed the health care plan, I would have used the Office of Personnel Managements plan as given to government employees, and with a default minimum high deductible insurance being provided to everyone, instead of a fine.If government health insurance will push out private health insurance, why didn't the postal service push out?
The USPS receives taxpayer subsidies every year to stay in business. While UPS and FED EX, etc. don't want to be involved in everyday letter delivery, they have hurt the USPS because as a private sector business, they are more efficient in package delivery, than a government entity. And Bruce 83, you need a history lesson. Amtrak came about after the government(taxpayer) bailout of Penn Central Railroad, another too big to fail issue, that would cause people to lose jobs and create a crisis. Does this sound familiar? Penn central was nationalized, Amtrak took over the passenger service, and Conrail was given the freight service, all by government decree. Conrail returned as a private corp. in 1987, after the government sold it's Conrail stock in a public offering. To this day, Amtrak runs a yearly loss, subsidized by taxpayers, while Conrail still turns a profit and pays taxes, instead of sucking up taxes.
usps should have been let to fail.they have unlimited government funding much like amtrak.another failed liberal business.
Because none of them delivered letters and no one was forced to purchase stamps whether they had any letters to mail or not..
Funny.. I don't remember ever being forced by the government to use the US postal service or go to jail.
The two situations are not analogous.
Buy stamps or get fined. Don't pay the IRS fine and go to jail. Sounds like USPS just got a raise.

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